Checking

Compare our accounts to find one that’s best for you

Checking Account Options
EASY CHECKING PERSONAL CHECKING INTEREST CHECKING PREMIUM CHECKING
MINIMUM BALANCE TO AVOID SERVICE CHARGE No Minimum Balance $300 minimum daily balance $1000 minimum daily balance $5000 minimum monthly average balance in any combination of Checking Savings CDs or Loans
SERVICE CHARGES $5.00 monthly service charge.  Waive with E-Statements. $7.00 monthly service charge if the daily balance falls below the minimum. $10.00 monthly service charge if the daily balance falls below the minimum. $12.00 monthly service charge if total monthly average balance of the combined accounts falls below the minimum.
ATM/DEBIT CARD ATM or Debit Card available with account ATM or Debit Card available with the account ATM or Debit Card available with the account ATM or Debit Card available with the account
ATM FEES 6 ATM withdrawals per statement cycle are free at any FSB ATM or other Money Pass ATM locations. After 6 there is a fee of $1.00 per cash withdrawal 6 ATM withdrawals per statement cycle are free at any FSB ATM or other Money Pass ATM locations. After 6 there is a fee of $1.00 per cash withdrawal 6 ATM withdrawals per statement cycle are free at any FSB ATM or other Money Pass ATM locations. After 6 there is a fee of $1.00 per cash withdrawal 6 ATM withdrawals per statement cycle are free at any FSB ATM or other Money Pass ATM locations. After 6 there is a fee of $1.00 per cash withdrawal
ONLINE BANKING AND BILL PAY Free Online Banking & Free Online Bill Pay Free Online Banking & Free Online Bill Pay Free Online Banking & Free Online Bill Pay Free Online Banking & Free Online Bill Pay
E-STATEMENTS E-Statements available with Online Banking E-Statements available with Online Banking E-Statements available with Online Banking E-Statements available with Online Banking
MOBILE BANKING Mobile Banking is available for Android & iPhones via the FSB TouchBanking App Mobile Banking is available for Android & iPhones via the FSB TouchBanking App Mobile Banking is available for Android & iPhones via the FSB TouchBanking App Mobile Banking is available for Android & iPhones via the FSB TouchBanking App
IMAGED CHECKS Check images are not included with monthly statements Check images are included with monthly statements Check images are included with monthly statements Check images are included with monthly statements
OVERDRAFT PROTECTION Overdraft Protection available Overdraft Protection available Overdraft Protection available Overdraft Protection available

 

To view the interest rates offered with any of the checking account options, find them on our Checking & Savings Interest Rates page. If you would like to learn more about one of the checking accounts we offer, or if you are interested in opening your personal checking account with us, Contact Us or stop in and meet with one of our friendly Personal Bankers at either our West Concord or Dennison branch.